Privacy Policy

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Effective Date: February 17, 2025
Last Updated: Novemeber 11, 2024

Dirmarcus Deshane Scott Consulting / New Era of Conscious Living Corporation ("Company," "we," "us," or "our") values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us.

By accessing or using our services, you agree to the terms of this Privacy Policy. If you do not agree with any part of this policy, please do not use our services.

• Name, address, email, and phone number
• Date of birth
• Social Security Number (SSN) (only if required for credit-related services)
• Employer and income details (for funding applications)
• Credit history and financial data (if you request credit repair or business funding assistance)

• IP address and browser type
• Device information
• Website usage statistics

We may receive information from:

• Credit bureaus (Experian, Equifax, TransUnion)
• Public records
• Business partners and affiliates

We use your information for the following purposes:

 To Provide Services: Process credit repair requests, funding applications, and business credit consultations.
To Comply with Legal Obligations: Ensure compliance with FCRA, FTC, TCPA, and other applicable laws.
To Communicate with You: Send updates, newsletters, or promotional materials (with consent).
To Improve Our Services: Analyze website traffic and enhance user experience.
To Prevent Fraud: Monitor transactions and detect unauthorized activities.

As a provider of credit-related services, we comply with the Fair Credit Reporting Act (FCRA), which governs the collection, dissemination, and use of consumer credit information.

• We do not obtain consumer credit reports without explicit written consent.
• We do not guarantee the removal of accurate negative credit items.
• We provide only legally compliant dispute processes under the FCRA and Metro 2 guidelines.
• We do not engage in deceptive credit repair practices.

If you believe your credit report contains errors, you have the right to dispute inaccurate information under the FCRA (15 U.S.C. § 1681 et seq.).

We adhere to FTC guidelines on fair business practices, including:
No misleading claims about credit repair or funding approvals.
Full transparency on services, pricing, and expectations.
Strict safeguards on personal data protection.

Consumers can file complaints with the FTC (www.ftc.gov) regarding unfair business practices.

To protect consumer privacy, we follow the Telephone Consumer Protection Act (TCPA) and Telemarketing Sales Rule (TSR):

• We do not use robocalls or autodialed marketing calls without consent.
• We honor the National Do Not Call Registry (www.donotcall.gov).
• We obtain prior written consent before sending SMS marketing messages.
• Consumers may opt out of telemarketing communications at any time.
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We do not sell, rent, or trade your personal information. However, we may share your information with:

 Affiliates and Business Partners – To provide additional financial services (with consent).
Legal Authorities – If required by law, subpoena, or regulatory request.
Service Providers – Payment processors, email services, and analytics tools (under strict confidentiality agreements).

We take reasonable measures to protect your personal information, including:
Secure encryption of sensitive data (SSL & AES-256 encryption).
Restricted access to personal information (only authorized personnel).
Regular security audits to prevent data breaches.

However, no method of transmission over the internet is 100% secure. By using our services, you acknowledge the inherent risks.

You have the following rights regarding your personal data:

🔹 Right to Access – Request copies of your data.
🔹 Right to Correct – Update or correct inaccurate information.
🔹 Right to Delete – Request deletion of your personal data (except where legally required to retain records).
🔹 Right to Opt-Out – Stop receiving marketing emails, calls, or texts.

To exercise your rights, contact us at [Your Contact Email].

Our website may contain links to third-party websites (credit monitoring services, lenders, business partners). We are not responsible for their privacy practices and encourage you to review their privacy policies before sharing personal information.

We do not knowingly collect information from children under 13 years old. If we learn that a child’s data has been collected, we will delete it immediately.

We may update this policy from time to time to reflect legal or business changes. Updates will be posted with a revised  November 11, 2024 .

Continued use of our services after an update constitutes acceptance of the revised policy.

By using our services, you acknowledge that you have read and agree to this Privacy Policy.